Mortgage Loan Closer / Post-Closer

Company: Valon
Location: Tempe
Posted on: June 17, 2022

Job Description:

About the CompanyValon's mission is to champion homeowners on their financial journey as the partner they trust with their home and future. We bring simplicity, dependability, and humanity to homeownership. We are a rapidly growing team of engineers, product people, and industry professionals who are using technology to drastically improve the mortgage experience for homeowners.Through mortgage origination and servicing, the process of paying off one's mortgage, Valon is taking the first step in transforming the industry one homeowner, and lender, at a time.Valon LendingValon is currently scaling up its mortgage lending business, which aims to provide Valon homeowners with the ability to access low-cost, streamlined mortgage credit and to provide Valon partners with the tools to retain homeowners in their portfolio. We are looking for experienced and innovative individuals who are eager to change the mortgage industry for the better to help build our team and business.About this RoleThe Mortgage Closer / Post-Closer will be responsible for preparing, completing, and delivering closed loan files in accordance with Agency, Investor, and Company guidelines. In addition, the Closer / Post-Closer will scan, document, and track all trailing documents and delivery to the appropriate investors within the required timeframe.ResponsibilitiesReview Closing disclosures, Case Number Assignments, Title Commitments, Insurance Policies, PMI Certifications, and all loan documents for accuracyReview closing package for TRID waiting period and complianceEnsure all closing, funding, and post-closing conditions are satisfiedBalance Closing Disclosure and final figures with the title companySend closing documentsRequest the wires in a timely mannerCoordinate closings with the title companies and maintain accurate closing schedulesMaintain open lines of communication with all parties to obtain loan status informationEnsure all loans are closed in strict accordance with all guidelinesRegister and transfer MIN numbersVerify receipt of file with Investor and update LOSResearch outstanding trailing documents; contact title companies, escrow agents, and/or third partiesResponsible for document corrections and re-recordings of Mortgage/Deed of TrustAble to comply with the policies and procedures outlined in the Company HandbookAbility to multitask in a high-volume environmentRespond and resolve audit findingsMentor and train new hiresWork with employees and/or investors to resolve any issues that may be required for a loan to be purchasedProvide your valuable input, ideas, and solutions on how we can do things betterIdeal BackgroundEncompass experience preferred5+ years of mortgage closing experienceBachelor's degree or equivalent work experienceMinimum Qualifications3-5 years mortgage industry experience (i.e. LO, processor, UW, or closing experience/post-closing)3+ years of loan closing experienceStrong understanding of mortgage lending including operations and mortgage compliance - must be knowledgeable in TRIDReview LE's, CD's, and disclosures 2+ years of using Encompass LOS (ICE Technology/Ellie Mae)Understanding of the CFPB and other federal regulations including but not limited to, RESPA, TILA, ECOA, TRID, Fair Housing, Reg B, HMDA, etc.Strong organization, analytical, problem-solving, and time management skillsHigh integrity with strong ethical valuesTeam player with the ability to work effectively with a variety of team membersBenefitsSalary plus bonusesBonus paid for maintaining required file quality, percentage of pipeline closedMedical, Dental, and Vision insurance plans17 vacation days, 5 sick days, and 11 paid company holidaysMonthly lunch stipends (groceries qualify!)Commuter benefitsRetirement plansPC laptopThroughout the interview process, please remember that emails will only be from valon.com emails. We won't ever be asking for any personally identifiable information during the interview process itself. Please reach out to talent@valon.com if you have any requests to verify the authenticity of an outreach.Valon is an equal opportunity employer that is committed to diversity and inclusion in the workplace. We prohibit discrimination and harassment of any kind based on race, color, sex, religion, sexual orientation, national origin, disability, genetic information, pregnancy, or any other protected characteristic as outlined by federal, state, or local laws. Valon makes hiring decisions based solely on qualifications, merit, and business needs at the time.

Keywords: Valon, Tempe , Mortgage Loan Closer / Post-Closer, Other , Tempe, Arizona