Mortgage Loan Closer / Post-Closer
Company: Valon
Location: Tempe
Posted on: June 17, 2022
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Job Description:
About the CompanyValon's mission is to champion homeowners on
their financial journey as the partner they trust with their home
and future. We bring simplicity, dependability, and humanity to
homeownership. We are a rapidly growing team of engineers, product
people, and industry professionals who are using technology to
drastically improve the mortgage experience for homeowners.Through
mortgage origination and servicing, the process of paying off one's
mortgage, Valon is taking the first step in transforming the
industry one homeowner, and lender, at a time.Valon LendingValon is
currently scaling up its mortgage lending business, which aims to
provide Valon homeowners with the ability to access low-cost,
streamlined mortgage credit and to provide Valon partners with the
tools to retain homeowners in their portfolio. We are looking for
experienced and innovative individuals who are eager to change the
mortgage industry for the better to help build our team and
business.About this RoleThe Mortgage Closer / Post-Closer will be
responsible for preparing, completing, and delivering closed loan
files in accordance with Agency, Investor, and Company guidelines.
In addition, the Closer / Post-Closer will scan, document, and
track all trailing documents and delivery to the appropriate
investors within the required timeframe.ResponsibilitiesReview
Closing disclosures, Case Number Assignments, Title Commitments,
Insurance Policies, PMI Certifications, and all loan documents for
accuracyReview closing package for TRID waiting period and
complianceEnsure all closing, funding, and post-closing conditions
are satisfiedBalance Closing Disclosure and final figures with the
title companySend closing documentsRequest the wires in a timely
mannerCoordinate closings with the title companies and maintain
accurate closing schedulesMaintain open lines of communication with
all parties to obtain loan status informationEnsure all loans are
closed in strict accordance with all guidelinesRegister and
transfer MIN numbersVerify receipt of file with Investor and update
LOSResearch outstanding trailing documents; contact title
companies, escrow agents, and/or third partiesResponsible for
document corrections and re-recordings of Mortgage/Deed of
TrustAble to comply with the policies and procedures outlined in
the Company HandbookAbility to multitask in a high-volume
environmentRespond and resolve audit findingsMentor and train new
hiresWork with employees and/or investors to resolve any issues
that may be required for a loan to be purchasedProvide your
valuable input, ideas, and solutions on how we can do things
betterIdeal BackgroundEncompass experience preferred5+ years of
mortgage closing experienceBachelor's degree or equivalent work
experienceMinimum Qualifications3-5 years mortgage industry
experience (i.e. LO, processor, UW, or closing
experience/post-closing)3+ years of loan closing experienceStrong
understanding of mortgage lending including operations and mortgage
compliance - must be knowledgeable in TRIDReview LE's, CD's, and
disclosures 2+ years of using Encompass LOS (ICE Technology/Ellie
Mae)Understanding of the CFPB and other federal regulations
including but not limited to, RESPA, TILA, ECOA, TRID, Fair
Housing, Reg B, HMDA, etc.Strong organization, analytical,
problem-solving, and time management skillsHigh integrity with
strong ethical valuesTeam player with the ability to work
effectively with a variety of team membersBenefitsSalary plus
bonusesBonus paid for maintaining required file quality, percentage
of pipeline closedMedical, Dental, and Vision insurance plans17
vacation days, 5 sick days, and 11 paid company holidaysMonthly
lunch stipends (groceries qualify!)Commuter benefitsRetirement
plansPC laptopThroughout the interview process, please remember
that emails will only be from valon.com emails. We won't ever be
asking for any personally identifiable information during the
interview process itself. Please reach out to talent@valon.com if
you have any requests to verify the authenticity of an
outreach.Valon is an equal opportunity employer that is committed
to diversity and inclusion in the workplace. We prohibit
discrimination and harassment of any kind based on race, color,
sex, religion, sexual orientation, national origin, disability,
genetic information, pregnancy, or any other protected
characteristic as outlined by federal, state, or local laws. Valon
makes hiring decisions based solely on qualifications, merit, and
business needs at the time.
Keywords: Valon, Tempe , Mortgage Loan Closer / Post-Closer, Other , Tempe, Arizona
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