Loan Officer - Consumer Direct

Company: On Q Financial, Inc.
Location: Tempe
Posted on: January 10, 2022

Job Description:

About On Q - Why You Should Join Our On Q Family
Take a peek at your future! - Looking to enhance your career. Look no more.
On Q Financial is one of the TOP mortgage lenders in the U.S. We Are---MORTGAGES SIMPLIFIED.
Innovative and collaborative culture
High performing region & team
Supportive and experienced management
Transparency in communication from Company Leadership
It's no secret that we MOVE FAST and we're seeking highly motivated individuals who can keep up and want to be part of our growing company!

WHAT YOU WILL DO HERE
The Mortgage Consultant - Consumer Direct will work with clients who are ready to make a home purchase or refinance. We do all of the marketing and lead generation for you. You will be responsible for originating mortgage loans, working with borrowers to ensure they acquire the loan product best suited to their situation, overseeing the timely and accurate completion and processing of all loan documentation. -You will work with a volume of clients, and have a high degree of visibility for On Q in the marketplace. -Commission-based position.

WHAT YOU WILL NEED
Registered and maintains active, On-Q sponsored registration in the Nationwide Mortgage Licensing System and Registry (NMLSR) and has been assigned a unique identification number in compliance with SAFE Act
Meets and maintains all licensing requirements including continuing education
Interviews and pre-qualifies prospective borrowers
Originates mortgage loans in compliance with On Q requirements and federal and local regulations
Works with customers by providing best loan solution for each customer, providing continual updates and advice throughout process
Analyzes detailed financial and credit data, matching customer needs with appropriate loan program and level of risk
Negotiates terms and conditions of loans with customers
Promptly respond to leads generated by On Q and provide excellent customer service to call potential clients
Complies with all disclosure requirements and timeframes
Prepares reports and documentation
Other duties as assigned

WHY YOU'LL LOVE WORKING HERE
Opportunity to work remotely.
401(K) Plans & company match*.
Generous PTO & Observed Paid Holidays.
Employee Loan Program.
Comprehensive benefits package including: Medical, Dental & Vision.
Supplementary benefits: Voluntary Life, AD&D, LTD & STD.
Company-Sponsored Life, AD&D and LTD.
Wellness Program, Pet Insurance & Corporate Discount Program.
Diverse and inclusive atmosphere!

WHAT YOU BRING TO THE TABLE
Education & Experience
High School Degree or GED
Preferred Multi-State Mortgage Sale experience

Knowledge, Skills And/or Abilities
Focus on customer service and relationships with all clients
Proven sales, prospecting and negotiating skills
Ability to thoroughly comprehend underwriting guidelines, as well as programs, policies and procedures
Thorough understanding of real estate appraisals, title reports and real estate transactions; ability to interpret documents and reports
Ability to clearly communicate loan terms, features and benefits to consumers and business partners
Ability to meet minimum production requirements
Highly motivated, professional, desire to be the best
Must be knowledgeable about and stay in compliance with all applicable laws and regulations.
Competent math skills
Attention to detail and accuracy is a must
Proficiency in Microsoft Word, Excel, PowerPoint and Outlook

Licenses and Certifications
Must be NMLS Certified
SAFE registration required at time of employment

We live and breathe our core values: Support, Collaboration, Innovation, Fast-Paced & Pride! Our success over the past decade is largely due to our vision to hire the BEST people in the industry. Is that you? If so, JOIN OUR TEAM!

On Q Financial, Inc. is an Equal Opportunity Employer committed to excellence through diversity. We strongly encourage people of color, lesbian, gay, bisexual, transgender, non-binary, veterans & individuals with disabilities to apply. Diversity and inclusion are vital to fulfilling our Mission to simplify the mortgage process to make the dream of home ownership a reality-for everyone.
Our Multicultural platforms are disrupting the industry which is only made possible by our diverse, unique, and inclusive family. THE DREAM IS INCLUSIVE!

Keywords: On Q Financial, Inc., Tempe , Loan Officer - Consumer Direct, Other , Tempe, Arizona