Risk Analytics Manager - Consumer Small Business Banking

Company: Wells Fargo
Location: Tempe
Posted on: June 22, 2022

Job Description:

About this role: Wells Fargo is seeking a Risk Analytics Manager that will lead a team of credit and analytic risk specialists and officers to provide ongoing coaching, feedback and development of employees.In this role, the ideal candidate will utilize their past credit risk management experience to guide the analytical work of the group to support the risk initiatives for the commercial real estate (BREF), practice finance, and asset secured lending (ASL) products. More specifically, you will be partnering with peers within the group and SBB Credit Risk to understand the analytic needs and then coach employees in completing the work that will be used to evaluate and size risk and opportunities, develop credit underwriting or problem credit risk strategies and manage credit exposure risk at the product and customer level. In this role, you will: As an Employee Manager, you are expected to achieve success by leading yourself, your team, and the business. Specifically, you will:

• Manage and develop a team of professionals with low to moderate complexity and risk within Risk Analytics, and engage management, and experienced leadership in Analytics and Reporting
• Identify and recommend opportunities for transformation of data into actionable information that drives business outcomes, strategies, and risk control development
• Make decisions and resolve issues regarding data aggregation, strategies, resources, and operations of risk analytics to meet business objectives
• Interpret and develop risk policies and procedures for functions with low to moderate complexity within Analytics and Reporting
• Lead your team with integrity and create an environment where your employees feel included, valued, and supported to do work that energizes them.
• Accomplish management responsibilities which include sourcing and hiring talented employees, providing ongoing coaching and feedback, recognizing, and developing employees, identifying and managing risks, and completing daily management tasks.
• Partner closely with other SBB Risk team members, specifically those supporting data infrastructure and reporting, to ensure the data needs of the BREF/PF/ASL Team are sufficient to adequately support the analytical needs of the team; understand and prioritize analytical and monitoring needs to support business and credit risk initiatives.
• Lead and support various risk strategies and monitoring activities to ensure effective controls and risk governance are in place for real estate secured and non-real estate secured credit originations and portfolio management strategies.
• Design and perform diverse range of analysis activities to assure profitable growth while minimizing credit losses and other elevated risk exposures through the credit life cycle.
• Monitor and report out various credit, product, channel and credit policy exception and performance information informing BREF Risk Management of adherence to strategic decisions and goals.
• Provide system design support for newly defined credit risk controls within the loan originations and collections platforms.
• Manage modeling, forecasting, reporting, and data distribution tools and processes requiring significant technical complexity within analytics Required Qualifications, US:
  • 4+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
  • 2+ years of leadership experience Desired Qualifications:
    • A Master's degree or higher in a quantitative discipline
    • Ability to prioritize and present to multiple levels of management
    • Experience developing partnerships and collaborating with other business and functional areas
    • Excellent verbal, written, and interpersonal communication skills
    • Proficient / demonstrated SAS / SQL skills and experience
    • Advanced Microsoft PowerPoint Skills
    • Experience with Tableau
    • Outstanding problem solving and analytical skills with ability to turn findings into strategic imperatives
    • Strong risk management leadership skills; proven track record of team member development and coaching ability
    • Experience with managing remote team members
    • Background in consumer and/or small business loan products, practices, policies, and procedures
    • Strong analytical skills including analyzing complex data
    • Ability to identify and evaluate trends, isolate root cause, and recommend effective solutions
    • Knowledge and familiarity with project development, testing lifecycle, originations, system of record, collections platforms, key factors impacting credit offerings, including credit risks and regulatory requirementsPosting Locations
      • Charlotte, NC
      • West Des Moines, IA
      • Minneapolis, MN
      • Tempe, AZ
      • Dallas, TX
      • St Louis, MO
      • San Francisc Job Expectations
        • Ability to travel up to 5% of the timePreferred location(s) listed above. Other locations within the Wells Fargo footprint may be considered for current Wells Fargo employees.We Value Diversity At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Keywords: Wells Fargo, Tempe , Risk Analytics Manager - Consumer Small Business Banking, Accounting, Auditing , Tempe, Arizona